Qualifications Personal Funding

Qualifications Personal Funding

Through our Funding programs you can receive up to $200,000 in less than 7 to 10 business days. Simply review the qualifications below and then complete our simple 1 page application. Preliminary Approval for funding in as little as 2 hours, with final approval within 2 business days.

When your application is submitted our software will route the application to the most beneficial program based on your application request. This will provide you with the fastest funding for the highest dollar amount possible to meet your needs.

Loans are 100% unsecured and 99% of loans do not require any documentation.

  • No income verification
  • No employment verification
  • No collateral
  • No application fees

We offer a standard funding program and an express funding program.

Our funding program provides the highest dollar amount available and is generally funded in less than a week. It receives a higher level of attention, allowing us to maximize the dollar amount we are able to approve.

Credit scores are established by three different credit bureaus Equifax, Transunion, and Experian. Each credit bureau has independent scoring and the scores will fluctuateslightly between bureaus. While the credit score algorithm is proprietary there are a number of things we know about the score calculations. A few of the most important factors that produce a credit score include; paying all bills on time, the length of time credit cards and loans have been extended to the customer, the number of credit inquiries, and the balance between fixed loan payments (like mortgages and car loans) and revolving lines of credit (like credit cards). We also know that 30% of the credit score is dependent upon the utilization ratio. This is the amount of credit a customer has available versus the amount of credit used. For example if a credit line is $10,000 dollars and the balance on the card is $1000 there is a 10% utilization ratio for that credit card.

Taking these elements into consideration, our own algorithms have shown these factors have a big impact on lower default rates, and increasing credit scores. For this reason, we consider many of the same factors as the credit bureaus when qualifying for funding with FastCashCredit.com.

Qualifications for funding include the following:

  • Minimum of 680 credit score
  • Equifax only Express Funding option available with 2-3 day turnaround
  • Utilization ratio below 60% for revolving lines of credit
  • Minimum of 4 primary trade lines opened and seasoned
  • Maximum of 4 credit inquiries per bureau in the last 90 days (hard hits only)
  • Bankruptcies, foreclosures, repossessions and judgments must be at least 5 years old

When the above matrix is met, we can approve funding 99.9% of the time.

Apply now and get funded with a simple one page application and the confidence that you will be approved. There are no mysterious qualifications required, or additional paperwork needed. Complete the online application and get funding in less than a week!